Solutions

Empowering UK Businesses with Flexible Funding Options

At MacManus Asset Finance, we offer a range of flexible finance solutions designed to support UK businesses with their growth and cash flow needs. From acquiring new assets and managing tax liabilities to improving working capital and funding business expansion, our tailored funding options help keep your business moving forward with confidence.

ASSET & EQUIPMENT FINANCE

Asset
Finance

Upgrading equipment, vehicles, or machinery is vital for keeping your business competitive. Asset finance lets you spread the cost over time, preserving cash flow and freeing up working capital. Options include hire purchase, finance lease, or refinancing existing assets to release equity.

Explore Asset Finance Solutions

Asset
Refinance

Unlock capital tied up in existing business assets such as vehicles, machinery, or equipment. Asset refinance allows you to release equity from owned assets, improving cash flow and providing funding for growth, working capital, or other business needs.

Explore Asset Refinance

Equipment
Leasing

Equipment leasing allows businesses to use essential machinery, technology, or equipment without the upfront purchase cost. Fixed payments help preserve working capital while ensuring access to the latest equipment.

Explore Equipment Leasing

CASHFLOW

Invoice
Finance

Late customer payments can slow down your cash flow. Invoice finance unlocks up to 90% of the value of unpaid invoices as soon as they’re raised, giving your business immediate access to working capital for everyday expenses and growth.

Explore Invoice Finance Solutions

Trade
Finance

Trade finance supports businesses involved in domestic or international trade by helping manage the gap between purchasing goods and receiving payment. It can improve cash flow, strengthen supplier relationships, and support business growth.

Explore Trade Finance

Stock
Finance

Stock finance helps businesses purchase inventory without placing pressure on working capital. By funding stock purchases, businesses can meet demand, take advantage of bulk-buying opportunities, and maintain healthy cash flow.

Explore Stock Finance

Business
Credit Cards

Business credit cards provide convenient access to short-term funding for everyday expenses and operational costs. They can help improve cash flow management while offering flexibility for business purchases.

Explore Business Credit Cards

Merchant Cash
Advance

A merchant cash advance provides fast access to funding based on future card sales. Repayments are linked to business turnover, offering a flexible solution for businesses with fluctuating revenue.

Explore Merchant Cash Advance

Revolving
Facilities

A revolving facility gives businesses ongoing access to a pre-approved credit limit that can be drawn, repaid, and reused as needed. It provides flexible working capital support for managing cash flow and unexpected expenses.

Explore Revolving Facilities

Credit
Insurance

Protect your business against the risk of customer non-payment. Credit insurance helps safeguard cash flow, reduce bad debt exposure, and provide greater confidence when trading with new or existing customers.

Explore Credit Insurance

BUSINESS & TAX LOANS

Business
Loans

Expanding premises, investing in new technology, or managing cash flow — a business loan provides flexible funding for almost any purpose. Loan amounts, terms, and repayments can be tailored to suit your business needs.

Explore Business Loans Solutions

VAT
Loans

Quarterly VAT bills can arrive at challenging times, placing pressure on working capital. A VAT loan lets you spread the cost over three to twelve months, helping you manage cash flow more effectively and keep your business running smoothly.

Explore VAT Loans Solutions

Corporation
Tax Loans

Corporation tax payments can create cash flow challenges, especially during busy trading periods. A corporation tax loan allows you to spread the cost over several months, easing pressure on cash flow and helping you stay on top of your financial commitments.

Explore Corporation Tax Loans

Self Assessment
Tax Loans

Large self-assessment bills can catch business owners off guard. A self-assessment tax loan lets you spread your payment over manageable monthly instalments, protecting cash flow and reducing financial strain.

Explore Self Assessment Tax Loans

VEHICLE & TRANPORT

Car
Finance

Purchasing or upgrading a company vehicle is a major investment. The SME Car Finance hub helps you understand funding options for business vehicles, preserving cash flow while accessing the right transport for your operations.

Explore Car Finance Solutions

Contract
Hire

Contract hire offers a flexible way to access vehicles without the responsibilities of ownership. Fixed monthly payments help businesses manage costs while benefiting from modern, reliable vehicles and simplified fleet management.

Explore Contract Hire

Vehicle
Supply

Access a wide range of cars, vans, and commercial vehicles through a streamlined vehicle sourcing solution. Vehicle supply services help businesses secure the right vehicles quickly and cost-effectively, saving time and resources.

Explore Vehicle Finance

Marine
Finance

Marine finance helps fund the purchase or refinancing of commercial vessels, boats, and marine equipment. Flexible funding solutions support businesses operating within the marine, shipping, and maritime sectors.

Explore Marine Finance

PROPERTY FINANCE

Commercial
Mortgages

A commercial mortgage enables businesses to purchase, refinance, or invest in commercial property. It offers a long-term financing solution that can support expansion plans while building equity in business premises.

Explore Commercial Mortgages

Development
Finance

Development finance provides funding for residential, commercial, or mixed-use property projects. It helps cover land acquisition, construction costs, and project expenses, supporting developments from start to completion.

Explore Development Finance

Bridging
Finance

Bridging finance provides short-term funding to cover immediate financial needs while awaiting longer-term finance or the completion of a transaction. It can be used for property purchases, business acquisitions, or managing temporary cash flow gaps.

Explore Bridging Finance

Got more questions? We’re here to help!

Helping UK businesses grow for over 20 years

Get in touch

0330 027 0433

info@macmanus.finance

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MacManus Asset Finance Limited is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a Panel of Lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk.

MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432.
We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.