Marine Finance for UK Businesses & Individuals – Flexible, Specialist, Trusted
Marine finance helps UK businesses and individuals acquire vessels, boats, and marine equipment without large upfront costs — preserving cash flow while enabling investment on the water.
What is Marine Finance?
Marine finance provides funding for the purchase or refinance of vessels, including leisure boats, yachts, and commercial marine assets — through structured, manageable repayments.
At MacManus Asset Finance Ltd, we are an FCA-regulated, independent credit broker with access to specialist marine lenders across the UK and internationally.
Whether you’re purchasing a leisure craft, financing a commercial vessel, or upgrading marine equipment, we deliver tailored funding solutions designed around your specific requirements.
How Marine Finance Works
1. Choose your vessel: leisure boat, yacht, or commercial asset.
2. Discuss your requirements: our team understands your usage and goals.
3. Compare specialist lenders: access to marine-focused funding providers.
4. Tailored finance structure: based on vessel type and financial profile
5. Approval & funding: fast, efficient decision-making.
6. Ownership & usage: enjoy immediate access to your vessel.
7. Repayment plan: structured terms aligned to your budget.
What Can You Finance?
Leisure Boats & Yachts
- Motorboats
- Sailing yachts
- Luxury yachts
- Catamarans
Commercial Vessels
- Workboats
- Fishing vessels
- Charter boats
- Offshore vessels
Onshore Assets
- Marine engines & upgrades
- Navigation systems
- Dockside & onshore equipment
Benefits of Marine Finance
Working with MacManus Asset Finance Ltd provides key advantages:
Preserve capital
Avoid large upfront payments and maintain liquidity.
Flexible repayment terms
Structured to suit your income or business cash flow.
Access to specialist lenders
Marine-focused funding not available through high street banks.
Tailored solutions
Finance designed around vessel type, usage, and ownership goals.
Competitive rates
Benefit from strong lender relationships and market access.
Smooth acquisition process
End-to-end support from enquiry to completion.
Why Use a Marine Finance Broker?
Working with a bank limits your choices. As independent brokers, we compare multiple lenders to secure competitive terms that suit your business.
With MacManus Asset Finance, you gain:
- Comparison across multiple lenders.
- Competitive rates and flexible repayment structures.
- Expert guidance and support with applications.
- Impartial advice, not tied to a single bank.
- Long-term relationship for future funding needs.
Our expertise ensures businesses receive the best possible equipment finance options.
TALK TO AN EXPERT
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Who We Support
Our marine finance solutions are suitable for:
- Private individuals purchasing leisure boats or yachts ]
- Marine businesses and operators
- Charter and tourism operators
- Fishing and offshore industries
- Companies investing in marine assets
What You’ll Typically Need
Lenders will assess:
- Financial profile (income or business performance)
- Credit history
- Vessel details (type, age, value, usage)
Documents may include:
- Proof of income or business accounts
- Bank statements
- Purchase agreement or quotation
We manage the process to ensure a smooth and efficient approval.
Why Choose MacManus Asset Finance?
- 25+ years’ experience in asset finance and equipment finance UK.
- Award-winning service – Business Moneyfacts Asset Finance Broker of the Year 2024, commended 2025.
- Independent and FCA-regulated – impartial advice you can trust.
- Wide lender panel – from banks to niche funders.
- Personal service – we know our clients by name, not by number.
We are trusted across the UK for reliable business equipment funding and asset leasing solutions.
Frequently Asked Questions
Yes, finance is available for both new and pre-owned vessels, subject to lender criteria.
Yes, we can arrange funding for vessels purchased in the UK or abroad.
Approvals can often be secured within days, depending on the complexity of the deal.
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Marine Finance for UK Businesses | Award-Winning Asset Finance Brokers
Discover tailored marine finance solutions with MacManus Asset Finance Ltd. Independent, FCA-regulated brokers with the expertise to support your journey on and off the water.
- OR CALL
- 0330 027 0433
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