Business finance in Cardiff can help cover gaps, pay suppliers, or give your company a boost when income slows down.
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Cardiff is a capital city with a strong commercial heartbeat — driven by construction, logistics, professional services, and a growing tech and creative sector. Whether you’re running a haulage firm in Tremorfa, a marketing agency in Pontcanna, or a contractor in Canton, the right finance can give your business the edge it needs.
We work with Cardiff SMEs to deliver funding across five key areas:
Asset Finance: Spread the cost of essential equipment or vehicles while keeping working capital free for daily operations.
Invoice Finance: Release cash from unpaid invoices and bring stability to businesses affected by long payment terms or seasonal demand.
Business Loans: Whether you’re investing in premises, launching a new service, or navigating cashflow gaps, our secured and unsecured loans are built around your needs.
VAT Loans: Manage HMRC payments without disrupting your cashflow — pay your VAT bill in monthly instalments.
High Value Car Finance: Discreet and flexible funding for luxury, classic, and performance vehicles — ideal for business owners and professionals across South Wales.
We know how Cardiff businesses operate — from the commercial streets of City Centre to the workshops of Splott. Our approach is personal, responsive, and backed by decades of finance experience.
When it comes to funding your next move, don’t settle for rigid bank products or online portals with no personal contact.
Speak to a team that speaks your language — and delivers the finance solutions your Cardiff business deserves.
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Contact us to discover why we’re Cardiff’s trusted business finance partner.
Yes, whether you're based near Cardiff Bay, the city centre, or beyond, we can help secure business loans to support your growth plans.
Absolutely. We’ve helped several logistics firms in Cardiff with both asset finance for vehicles and invoice finance to smooth out cashflow.
While our standard service is in English, we’re happy to accommodate Welsh-speaking clients where possible—just let us know your preference.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.