In Cardiff, business loans can help you pay your VAT, buy tools, or cover costs while waiting for customers to pay.
5-star Excellent Service
Business loans provide the working capital Cardiff companies need to grow, innovate and stabilise operations. From bustling retail units in Queen Street to logistics firms along the A48, access to funding is key to seizing opportunities and weathering challenges.
Our business loan solutions are flexible and fast, with options up to £500,00 unsecured. Whether you’re expanding into new premises in Butetown, launching a marketing campaign in Canton, or investing in staff and systems in Pentwyn, we help you find the right loan to support your ambitions.
We offer both unsecured loans — based on trading performance and credit history — and secured options using property or assets as collateral. Each loan is tailored to your needs, with repayment terms, interest rates and lender criteria clearly explained.
As a broker with access to over 100 UK lenders, we save you time and hassle by managing the process and negotiating on your behalf. You’ll receive a shortlist of offers based on your business profile, allowing you to make informed decisions quickly.
Our clients include established family businesses, fast-growth startups and everything in between. With local insight and a commitment to excellent service, we support Cardiff firms at every stage of their journey.
If you’re considering a business loan, start with expert guidance and a free, no-obligation consultation.
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Business loans can support new premises, hiring, equipment purchases, or marketing campaigns.
Yes, we support businesses across South Wales including Cardiff’s surrounding towns.
We’ll assess your current position and future plans—past issues don’t automatically disqualify you.
We analyze your business profile to match you with
the right finance—fast and fee-free.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.