Asset Finance Options Tailored for Cardiff Businesses

Cardiff businesses can access asset finance to fund new machinery or equipment and avoid large upfront costs.

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FINANCING THE TECH AND TOOLS NEEDED TO STAY COMPETITIVE

Cardiff is a city of rapid development — home to growing construction firms, media studios, service providers, and engineering businesses. But upgrading essential tools or vehicles can strain your capital. That’s where asset finance comes in: giving you the means to invest in your business without stalling your cashflow.

Whether you’re a builder in Roath, a food producer near the Bay, or a courier expanding your van fleet, asset finance helps you acquire what you need, when you need it.

Our solutions include:

Hire Purchase – Straightforward, fixed-term plans leading to full ownership
Finance Lease – Use the asset long-term without buying it outright
Operating Lease – Ideal for short-term or seasonal equipment needs

We support Cardiff-based businesses in sectors such as:

Construction and trades
Transport and distribution
Manufacturing and food production
Events and hospitality
Professional and creative services

With access to specialist lenders and quick turnaround times, we’ll structure an asset finance deal that works for your goals, sector, and budget — wherever you’re based in South Wales.

Investing in your next asset doesn’t have to mean compromise. Let’s make it work for your Cardiff business.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Do you offer asset finance to construction firms in Cardiff?

Yes, we work with contractors across Cardiff to fund diggers, access equipment, and heavy vehicles for their job sites.

Can tradespeople in Cardiff use asset finance for vans and tools?

Yes, it’s ideal for sole traders and SMEs looking to spread the cost of essential equipment.

Is it worth using asset finance for smaller purchases?

It can be. Many Cardiff businesses use asset finance for items as low as £5,000, especially if it’s vital to operations.

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MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.