VAT Loans for Cambridge — Get Help Without the Stress

Cambridge businesses can protect cash flow while staying compliant by financing VAT payments before the quarterly deadline hits.

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CASHFLOW BREATHING ROOM WHEN VAT IS DUE

Cambridge is home to a fast-moving mix of tech firms, research companies, retailers, and trades — many of which face uneven cashflow when VAT bills are due. For high-growth and innovation-led businesses in particular, timing is everything.

A VAT loan helps keep that momentum going by allowing you to pay HMRC on time and repay the loan for 3 months in structured, manageable instalments. This keeps your capital available for important projects and day-to-day operations.

Whether you’re a start-up in the Science Park, a design firm in the city centre, or a local supplier on the outskirts, we can arrange VAT loans from £10,000 to £2,000,000 matched to your payment cycle.

Advantages include:

  • Avoid interest charges and late payment penalties
  • Maintain liquidity for staffing, supplies, or R&D
  • Fixed monthly payments that align with your cashflow
  • Fast-track applications with quick decisions

Our lender network includes specialists who understand Cambridge’s pace and sector diversity. We’ll help you stay compliant while keeping your funds where they’re needed most.

Get a VAT Loan Quote Today

Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Yes, many firms in science and tech use VAT loans to bridge cash gaps during funding delays.

Yes, we support Cambridge’s key research and commercial districts.

Yes, especially if your VAT liability is rising with your revenue.

Some lenders offer flexible schedules tied to your business cycles.

Yes, they’re great for early-stage firms experiencing rapid scale and tax increases.

Get a VAT Loan Quote Today

Fill out the form below or call us at 0330 027 0433 for more details

and we’ll get in touch to discuss your options.

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MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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