Birmingham companies can borrow money to keep things running, hire staff, or pay for big one-time costs.
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Birmingham has always been a city of enterprise — from manufacturing and trades to tech and creative industries. Whether you’re expanding into new premises in Digbeth, hiring staff in Harborne, or boosting working capital in Erdington, a business loan can give you the financial headroom to grow with confidence.
We arrange business loans up to £500,000 unsecured for SMEs right across Birmingham. Whether you need short-term support or long-term capital, we’ll guide you through your options and connect you to the right lender.
Choose from:
Unsecured Business Loans – No security required, perfect for faster access to funds
Secured Loans – Larger loan amounts and longer terms, backed by assets
Merchant Cash Advance – Repay via a percentage of your daily card takings
Short-Term Loans – Cover unexpected costs or bridge seasonal cashflow gaps
We support a wide range of Birmingham businesses — from shop owners in Kings Heath to logistics firms near Spaghetti Junction. Our lender panel includes high street names, challenger banks, and specialist alternative finance providers.
You’ll benefit from:
Whether you’re planning for growth or stabilising operations, we’ll help you find a business loan that fits your vision and supports your success.
Let’s power your next chapter with the right business finance in Birmingham.
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
It can be used for growth, hiring, equipment upgrades, cash flow gaps, or any other strategic need.
Yes, we cover the entire Birmingham area including commercial and industrial zones.
Yes, we offer both short- and long-term lending depending on your needs.
Not always. Unsecured loans are available for eligible businesses with strong financials.
We analyze your business profile to match you with
the right finance—fast and fee-free.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.