Corporation Tax Loans for UK Businesses
Spread your corporation tax bill with flexible, short-term funding to protect cashflow.
What Are Corporation Tax Loans?
A Corporation Tax Loan is a short-term business finance solution that helps UK companies pay their corporation tax liability when it falls due. Instead of making a large lump-sum payment to HMRC, specialist lenders pay HMRC on your behalf, and you repay the loan in monthly instalments over 3 to 12 months.
Using a Corporation Tax Loan – MacManus Asset Finance gives businesses flexibility, protects working capital, and allows funds to be used for essential operations, investment, staff, stock, or strategic growth. Our FCA-regulated brokers work with specialist lenders to provide tailored corporate tax loans UK, HMRC tax funding, and business tax support solutions.
How Corporation Tax Loans Work
Step By Step
1. Confirm your corporation tax liability — Your accountant finalises your CT600 return and confirms the amount due.
2. Apply for a Corporation Tax Loan — MacManus Asset Finance collects key documents and prepares your business tax loan application.
3. Lender assesses affordability — The lender evaluates financials, bank statements, and trading performance.
4. Lender pays HMRC directly — Funds are transferred directly to HMRC on your behalf, ensuring immediate compliance.
5. You repay the loan — Repay in fixed monthly instalments over a term of 3, 6, 9, or 12 months.
Main Types of Corporation Tax Loans
Standard Corporation Tax Loan
The lender pays HMRC directly once the amount is confirmed. You repay across 3–12 months.
Annual Corporation Tax Funding Facility
A revolving yearly facility for companies who want predictable, structured tax planning.
One-Off Corporation Tax Loan
Used during periods of tight liquidity, irregular profit spikes, or unexpected trading conditions.
Multi-Year Strategy Support
For companies experiencing large swings in profitability, lenders can structure annual facilities that evolve with your tax cycle.
Benefits of Corporation Tax Loans
Working with an expert broker provides clear advantages:
Improved Cashflow Stability
Break your corporation tax bill into predictable monthly instalments rather than one large payment.
Protect Working Capital
Avoid draining cash reserves needed for wages, stock, materials, investment, or seasonal operations.
Avoid HMRC Penalties
Lenders pay HMRC directly, ensuring deadlines are met even if cash is tight.
Flexible Repayment Terms (3–12 Months)
Repay in a timeframe matched to your trading cycle and cashflow sensitivity.
Support for Growth
Rapid expansion often triggers larger corporation tax bills. Loans prevent these spikes from creating financial strain.
Fast Decisions & Funding
Most lenders offer approval within 24–48 hours once documentation is provided.
Better Financial Planning
Smoothing out large tax obligations removes uncertainty from quarter-to-quarter cashflow.
Why Use a Corporation Tax Loan Broker?
Working with MacManus Asset Finance gives SMEs:
- Compare lenders across the UK tax funding market
- Prepare lender-ready documentation for fast approval
- Negotiate repayment terms matched to your cashflow
- Ensure HMRC is paid on time, every time
- Secure both one-off and annual recurring solutions
- Provide guidance on managing future tax cycles
Apply for Corporation Tax
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Industries We Support
We arrange Corporation Tax Loans across sectors including:
- Manufacturing & Engineering
- Construction & Civils
- Professional Services
- Wholesale & Distribution
- Haulage & Logistics
- Healthcare & Dentistry
- Technology & IT Services
- Hospitality & Retail
Each industry has unique cashflow patterns—we match SMEs with lenders who understand them.
Qualifications and Documents Needed
Lenders typically assess:
- Last 1–2 years’ accounts
- Up-to-date management accounts (if available)
- 3–6 months of business bank statements
- Evidence of corporation tax liability (CT600 return)
- Business and director credit profiles
- Confirmation of regular trading activity
Documents required may include:
- CT600 or accountant-confirmed corporation tax computation
- Bank statements
- Financial accounts
- ID and address verification for directors
- VAT returns or management accounts (case dependent)
Why Choose MacManus Asset Finance?
- 25+ years’ experience in Corporation Tax Loans
- Award-winning broker – Business Moneyfacts Asset Finance Broker of the Year 2024, commended 2025.
- Independent and FCA-regulated – impartial advice you can trust.
- Access to specialist SME lenders
- Transparent comparisons and advice
- Dedicated support from application to completion
- Trusted by UK businesses nationwide
Frequently Asked Questions
Between 3 and 12 months, depending on lender assessment.
Yes — almost all do to ensure compliance with deadlines.
Yes — many businesses use a recurring annual facility.
Most are unsecured, though larger loans may require guarantees.
Typically within 24–48 hours once documentation is supplied.
Yes, if they have a confirmed tax liability and active trading.
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Corporation Tax Loans for UK Businesses | Award-Winning Asset Finance Brokers
Discover tailored Corporation Tax Loans with MacManus Asset Finance. Independent, FCA-regulated asset finance brokers with 25+ years’ experience.
- OR CALL
- 0330 027 0433
Apply for Corporation Tax
Fill out the form below or call us at 0330 027 0433 for more details and we’ll get in touch to discuss your options.
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