A long-established licensed restaurant in Portsmouth approached MacManus Asset Finance Ltd for additional business funding support. The restaurant has been operating successfully for many years and has built a strong local reputation for quality food and service in the Portsmouth area.
We have worked with this Portsmouth-based business for over three years, completing multiple funding transactions during that time. This latest facility marked our eighth deal together, demonstrating a strong, ongoing relationship built on trust and results.
The client required a straightforward and efficient commercial finance solution to support day-to-day operations and maintain service standards.
The Challenge
Like many hospitality businesses in Portsmouth, the restaurant needed to carefully manage working capital while maintaining high operational standards.
Although trading remained consistent, the business required an injection of £30,000 in business funding to strengthen short-term cash flow. The goal was to ensure smooth supplier payments, manage overheads effectively, and maintain excellent customer service without placing pressure on reserves.
Speed was important. The client required a quick approval process and minimal disruption to operations.
As an established customer with a strong track record, the business was well positioned for funding. However, sourcing the right structure at the right terms is essential in hospitality, where margins and seasonal fluctuations must be carefully managed.
The Solution
MacManus Asset Finance structured a £30,000 business funding facility through one of our panel lenders.
With access to over 60 finance companies, we were able to match the restaurant with a lender suited to hospitality-sector requirements in Portsmouth. The transaction was handled efficiently, ensuring a smooth approval process and quick turnaround.
While this case did not involve plant and machinery finance, hire purchase, or leasing, our broader expertise in asset finance and asset refinance ensures we can advise on multiple funding structures where appropriate. In this instance, the most suitable solution was a straightforward business funding facility designed to support cash flow.
Our consultative approach meant the client received clear guidance on structure, repayments, and suitability, ensuring the facility aligned with the restaurant’s operational needs.
The Outcome
The £30,000 funding injection enabled the Portsmouth restaurant to strengthen its working capital position and continue delivering the high standards its customers expect.
With improved cash flow flexibility, the business could manage supplier commitments and operational costs with confidence. The quick turnaround ensured minimal disruption and reinforced the value of having an experienced commercial finance partner.
This transaction further strengthened our long-standing relationship with the client. Having now completed eight deals together, the restaurant continues to rely on MacManus Asset Finance for responsive, tailored business funding solutions in Portsmouth.
Our ability to secure the right facility efficiently demonstrates the advantage of working with an independent asset finance broker who understands both lender criteria and sector-specific requirements.
Ready to Make Asset Finance Work for Your Business?
Partner with MacManus Asset Finance Ltd, an independent broker established in 2005, helping UK SMEs access tailored finance solutions. Our friendly, professional, and consultative team works across all industries and can guide you through hire purchase, leasing, and finance lease options. With access to over 60 finance companies and full FCA authorisation, we ensure your business finds the right solution for growth.
