Secure a VAT Loan to Manage
HMRC Payments on Time
Stay on top of VAT obligations with structured, short-term funding options.
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What is VAT Loan?
A VAT loan helps your business spread the cost of your VAT bill over 3 months instead of paying it all at once. This keeps your cash flow steady while staying up to date with HMRC.
At MacManus Asset Finance, we offer quick and affordable VAT loans to help UK businesses pay their VAT bills on time — without the stress.
Borrow from
£10,000 up to £2 million
Terms of
3 months
From 6% rate
over the term
What Can be Funded
- Quarterly VAT bills to HMRC
Industries Served
- All Industries
Who Are Eligible
- VAT-registered businesses with 2 year trading history and turnover
Not sure how much your business could borrow?
Our team offers no-obligation guidance to help you understand your options
Get a VAT Loan Quote Today
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Key Benefits of VAT Loans
Resolve vat bills in just a moment
Avoid Penalties and Interest
Pay your VAT on time and stay on the good side of HMRC.
No Collateral Required
Our VAT loans don’t need security, so your assets stay safe.
Support Business Growth
Use your cash to grow your business instead of paying one big tax bill.
Peace of Mind
Know your VAT is handled, so you can focus on running your business.
Keep Your Cash Flow Healthy
Spread the cost instead of using up all your working capital at once.
Flexible Payments
Choose a repayment plan that fits your budget.
Why Choose Us
experience premium financial services
- Financial Conduct Authority (FCA) authorized.
- National Association of Commercial Finance Brokers (NACFB) member.
- Over 20 years of experience supporting hundreds of UK businesses
- Access to a wide range of asset finance providers offering competitive rates and flexible terms.
- Building lasting, personal relationships with every client.
- Highest standards of integrity, transparency, and regulatory compliance.
Get a VAT Loan Quote Today
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Our Easy 4-Step
VAT Loans Process
We work closely with you every step of the way to ensure a seamless process.
01
Get In Touch
Call, email, or fill out a form — we’re ready to help.
02
Consultation & Quote
We ask a few simple questions regarding financials, then find the best VAT loan options for you.
03
Application & Lender Coordination\
We take care of the whole application and talk to the lenders for you, so you don’t have to.
04
HMRC Payment & No Broker Fees
We send everything to the lender, and they pay HMRC directly.
Helping UK businesses grow for over 20 years
- Tailored finance solutions built around your business needs
- Access to a wide panel of trusted lenders for competitive rates
- Fast, fee-free guarantee from a team that understands your industry
- OR CALL
- 0330 027 0433
Our VAT Loans Finance Partners
Frequently Asked Questions
A VAT loan lets businesses spread the cost of their VAT bill into affordable monthly payments, protecting cash flow.
Definitely. Seasonal businesses often use VAT loans to avoid big cash outflows during quieter trading periods.
Many businesses can arrange a VAT loan within 24–48 hours, making it ideal for urgent tax deadlines.
Yes. Most VAT lenders can transfer funds directly to HMRC on your behalf, giving you one less thing to worry about.
No, most VAT loans offered are unsecured, meaning you won't need to pledge business or personal assets.
VAT loans are usually repaid over 3 to 12 months, helping businesses match repayments to their cash flow.
Get a VAT Loan Quote Today
Fill out the form below or call us at 0330 027 0433 for more detailsand we’ll get in touch to discuss your options.
Your Outsourced Business
Finance Partner
We analyze your business profile to match you with
the right finance—fast and fee-free.
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