A well-established logistics company based in Birmingham approached MacManus Asset Finance Ltd to support the expansion of its growing fleet.
We have worked closely with the directors for over four years, building a strong professional relationship and successfully delivering multiple funding solutions. This latest requirement marked the eighth completed deal for the business.
Operating within the competitive haulage sector in Birmingham, the company required reliable and structured asset finance to support a newly secured contract.
The Challenge
Following the award of a new logistics contract in Birmingham, the business needed to purchase three additional trailers to meet increased demand.
The directors wanted to preserve working capital while ensuring the trailers were funded in a tax-efficient and commercially sensible way. Paying outright would have restricted cash flow and limited flexibility for other operational expenses.
They required a structured trailer finance solution that would:
- Support fleet expansion without disrupting cash flow
- Offer affordable monthly repayments
- Be arranged quickly to meet contract timelines
- Align with their broader commercial finance strategy
Speed and certainty were essential, as the new contract required the trailers to be operational within a defined timeframe.
The Solution
MacManus Asset Finance arranged a £27,000 asset finance facility to fund the three trailers.
Using our panel of over 60 lenders, we secured a competitive hire purchase agreement tailored to the client’s trading profile and future growth plans. The structure enabled the business to spread the cost of the trailers over an agreed term while maintaining ownership at the end of the agreement.
Because we understand the transport sector and the specific funding requirements of haulage operators in Birmingham, we were able to present the deal efficiently to the most suitable funders. This ensured a smooth approval process and a quick turnaround.
The solution provided:
- Structured trailer finance through hire purchase
- Predictable monthly repayments
- Preservation of working capital
- Fast approval and completion
By leveraging our experience in plant and machinery finance, fleet funding, and broader business funding, we ensured the facility met both immediate operational needs and long-term commercial objectives.
The Outcome
With the new trailers in place, the Birmingham-based logistics company successfully fulfilled its new contract and expanded its fleet without placing strain on cash reserves.
The structured asset finance solution allowed the business to grow sustainably while keeping cash available for fuel, staffing, and other operational costs.
This transaction highlights the value of working with an independent broker that understands transport and commercial finance requirements. Through tailored asset finance and ongoing advisory support, we continue to help businesses across Birmingham and the wider Midlands access flexible funding solutions.
By delivering the right trailer finance structure quickly and professionally, MacManus Asset Finance reinforced a long-standing relationship and supported another phase of strategic growth.
Ready to Make Asset Finance Work for Your Business?
Partner with MacManus Asset Finance Ltd, an independent broker established in 2005, helping UK SMEs access tailored finance solutions. Our friendly, professional, and consultative team works across all industries and can guide you through hire purchase, leasing, and finance lease options. With access to over 60 finance companies and full FCA authorisation, we ensure your business finds the right solution for growth.
