A well-established carpet fitting company based in Berkshire approached MacManus Asset Finance Ltd seeking additional business funding to support ongoing growth.
The business has worked with us for over five years, building a strong professional relationship with our team. During that time, we have supported the company with tailored commercial finance solutions aligned to their operational needs.
As a growing flooring contractor in Berkshire, maintaining healthy cash flow is essential to managing supplier payments, staffing costs, and project schedules.
The Challenge
The Director required a funding solution that would ease short-term cash flow pressure without disrupting day-to-day operations.
Like many SMEs in Berkshire, the business needed structured business funding with repayments aligned to predictable income. The objective was not long-term debt accumulation, but a manageable facility that would support working capital while preserving liquidity.
Speed and certainty were also key. The client wanted a straightforward approval process with clear terms and no unnecessary complexity.
The Solution
After reviewing the company’s financial position and funding objectives, we assessed the most appropriate structure across our panel of over 60 lenders.
We secured a £20K business loan designed specifically to support cash flow management. The repayment profile was structured to match the company’s income cycle, ensuring affordability and sustainability.
While this was a business funding facility rather than plant and machinery finance or asset refinance, our consultative approach remained the same. Whether arranging hire purchase, leasing, asset finance, or unsecured commercial finance, we focus on delivering solutions that work in practice — not just on paper.
Our experience supporting SMEs across Berkshire meant we understood the trading environment and lender appetite for this type of transaction. The facility was approved efficiently, giving the Director confidence and clarity from the outset.
The Outcome
The £20K business funding facility provided immediate working capital support, helping the Berkshire carpet fitting business maintain operational momentum.
With repayments aligned to cash flow, the company can continue servicing clients, purchasing materials, and managing supplier commitments without financial strain.
As an independent asset finance broker established in 2005, we pride ourselves on delivering tailored commercial finance solutions — whether that’s asset finance for equipment, plant and machinery finance, leasing, hire purchase, or structured business funding.
Our long-standing relationship with this Berkshire client demonstrates the value of ongoing advisory support. By understanding the business over time, we are able to respond quickly and structure funding that aligns with growth plans.
For SMEs across Berkshire and the wider UK, access to the right commercial finance partner can make a measurable difference to stability and expansion.
Ready to Make Asset Finance Work for Your Business?
Partner with MacManus Asset Finance Ltd, an independent broker established in 2005, helping UK SMEs access tailored finance solutions. Our friendly, professional, and consultative team works across all industries and can guide you through hire purchase, leasing, and finance lease options. With access to over 60 finance companies and full FCA authorisation, we ensure your business finds the right solution for growth.
