Business Loans for Southampton Made Easy

In Southampton, loans can help your business stay steady during slow periods or fund upgrades.

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FLEXIBLE LOANS TO HELP YOU SCALE WITHOUT DELAY

Southampton is a city that thrives on movement — from global trade through the port to fast-growing tech and creative sectors. Whether you’re managing cashflow for your shipping business in Redbridge, expanding your team in Ocean Village, or renovating a retail space near Above Bar Street, a business loan can help make your plans happen faster.

We provide loans up to £500,000 unsecured for SMEs across Southampton, with a focus on speed, flexibility, and transparency.

Loan options include:

Unsecured Business Loans – Quick to arrange and no assets required

Secured Loans – Best for larger or long-term investment projects

Merchant Cash Advance – Flexible repayment based on card sales

Short-Term Loans – Ideal for seasonal needs or surprise expenses

We work with a network of UK lenders who understand coastal commerce, maritime industries, and the city’s diverse economy. Whether you’re in Bitterne, Shirley, or central Southampton, we’ll guide you to the best finance option with honest advice and competitive rates.

Let’s fuel your next business move with the funding to back it up.

Get in Touch with Our
Business Loan Team

Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Yes, funding can support marketing, sales growth, and entering new sectors.

Yes, we regularly work with marine service firms and port contractors.

Yes, we can assess your current finance mix and offer complementary funding if needed.

Yes, we cover the entire Solent region.

In some cases, approval and payout can happen within 48 hours once documents are complete.

Your Outsourced Business
Finance Partner

We analyze your business profile to match you with
the right finance—fast and fee-free.

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MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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