Sheffield businesses can keep cash in the business by using a VAT loan to cover quarterly tax bills.
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Sheffield businesses, from manufacturers in Attercliffe to creative agencies in Kelham Island, often face irregular revenue patterns — making VAT deadlines feel like a hurdle rather than a routine task. And when money’s tight, that bill can derail your monthly budget.
A VAT loan spreads the cost of your HMRC bill across up to 3 months — letting you stay compliant without sacrificing business needs.
Whether you operate a steelworks supplier, a growing SaaS business, or a hospitality venue near the city centre, we help Sheffield firms access VAT loans from £10,000 to £2,000,000.
Key benefits include:
Avoid costly late payment fees
Keep control of your cash for real-time needs
Apply easily and get funds fast
Repay in steady, fixed instalments
We work with lenders who support South Yorkshire’s business ecosystem — and we’ll tailor the VAT funding to suit your plans, not just your paperwork.
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Yes, VAT finance is commonly used in property, construction, and trades where large invoices are frequent.
HMRC may charge penalties — a VAT loan can help you avoid those by paying on time.
Yes, early repayment is often allowed and can reduce the overall interest cost.
We assess your current financial position and help even if you’ve had issues before.
Yes, we support digital agencies, software firms, and creative professionals in Sheffield with tailored VAT funding.
Fill out the form below or call us at 0330 027 0433 for more details
and we’ll get in touch to discuss your options.
We analyze your business profile to match you with
the right finance—fast and fee-free.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.