Oxford: Simple Business Loans That Work

Oxford businesses can borrow to stay steady, order more stock, or invest in small upgrades.

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THE FUNDS TO UPGRADE EQUIPMENT, HIRE, OR LAUNCH A CAMPAIGN

Oxford’s economy blends world-class education with a thriving business community — from tech firms in the Science Park to long-standing retailers and consultancies in the city centre. Whether you’re funding new hires in Cowley, renovating a workspace in Headington, or managing a seasonal dip in cashflow, a business loan can help you stay on track.

We arrange business loans up to £500,000 unsecured for Oxford SMEs, tailored to suit your sector, growth plans, and trading cycle.

Available funding includes:

Unsecured Business Loans – Fast funding with no collateral

Secured Loans – Larger amounts secured on business or personal assets

Merchant Cash Advance – Pay back in line with your card takings

Short-Term Loans – Handle shortfalls or unexpected expenses with ease

Our panel includes specialist lenders who understand the blend of innovation and tradition that defines Oxford’s business landscape. Whether you’re a spin-out company or a family-run operation, we can help.

Let’s fund your ambition with a loan that fits your next chapter.

Get in Touch with Our
Business Loan Team

Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Yes, we help consultants, accountants, and law firms with funding for hiring, systems, or office upgrades.

Yes, we work with many life science, tech, and spinout firms in Oxford’s innovation hubs.

Yes, bridging finance can support operations while grants or institutional payments are pending.

Yes, we cover the full Oxford area and surrounding science parks.

Your Outsourced Business
Finance Partner

We analyze your business profile to match you with
the right finance—fast and fee-free.

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MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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