Exeter companies can fund VAT bills upfront with loans that prevent disruption and free up cash for day-to-day operations.
5-star Excellent Service
Exeter’s business community includes a growing mix of trades, professional services, and retail — all of which face VAT demands that don’t always line up with incoming revenue. When VAT bills land at the same time as seasonal dips or major outgoings, cashflow can tighten quickly.
A VAT loan helps smooth things out by allowing you to pay HMRC on time while repaying the loan for 3 months. That way, you keep funds available for stock, wages, or reinvestment.
Whether you run a shop in Princesshay, a contractor firm on the city outskirts, or a café near the Quayside, we arrange VAT loans from £10,000 to £2,000,000 tailored to your cash position and timeline.
Key benefits include:
We partner with lenders who understand Exeter’s local economy and trading patterns — helping you meet your VAT obligations without slowing your momentum.
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Yes, we support farms, trades, and service providers across Exeter and surrounding areas.
Yes, we work with businesses throughout the city’s key commercial zones.
VAT loans help cover the resulting tax bill without draining your cash.
Yes, we can arrange funding for each VAT quarter or annually, depending on your needs.
Yes, they keep your HMRC account current while waiting on invoice payments.
Fill out the form below or call us at 0330 027 0433 for more details
and we’ll get in touch to discuss your options.
We analyze your business profile to match you with
the right finance—fast and fee-free.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.