Invoice Finance for Printing &
Packaging Businesses
Unlock cash from unpaid invoices or client contracts to maintain smooth production schedules and timely deliveries.
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Turn Unpaid Invoices Into Cash To Keep Printing And Packaging Operations Moving
The printing and packaging industry operates on tight margins and often faces lengthy payment terms from clients. Publishers, retailers, food manufacturers, and marketing agencies may take 30, 60, or even 90 days to pay invoices. For businesses that must cover wages, purchase materials, maintain equipment, and fund deliveries, these delays put significant pressure on cashflow.
Printing & packaging invoice finance provides a reliable solution by unlocking the value of unpaid invoices. Instead of waiting months for clients to settle accounts, firms can access cash within days, ensuring stability and freeing working capital for growth.
Why Cashflow is a Challenge in Printing & Packaging
The sector faces unique financial challenges that make invoice finance particularly valuable:
- Long Client Credit Terms – Customers often delay payments while expecting rapid service.
- High Operating Costs – Wages, utilities, inks, paper, and packaging materials demand regular outlay.
- Capital-Intensive Equipment – Presses and packaging lines require constant investment.
- Sustainability Demands – Transitioning to recyclable and eco-friendly materials is costly.
- Seasonal Fluctuations – Peaks in retail and food packaging create uneven income.
Invoice finance directly addresses these challenges by releasing cash tied up in sales ledgers.
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How Manufacturing Invoice Finance Works
Invoice finance converts unpaid invoices into accessible cash:
Raise Invoice
You issue an invoice to your client.
Advance Provided
A lender advances up to 90% of the invoice value within 24–48 hours.
Customer Pays
The client pays the invoice, usually to a trust account.
Balance Released
The remaining funds are passed to you, minus fees.
This ensures cash is available when needed, not months later.
Types of Invoice Finance
Invoice Factoring
The lender manages collections directly with your clients — ideal for smaller businesses without credit control capacity.
Invoice Discounting
You retain responsibility for collections, while still unlocking funds. Often this facility is confidential.
Selective or Spot Factoring
Choose specific invoices to fund, perfect for seasonal or contract-based operators.
Benefits of Invoice Finance for Printing & Packaging Firms
Improved Cashflow
Unlock funds quickly after invoicing.
Flexibility
Select the structure that fits your business needs.
Growth Support
Take on new contracts without worrying about payment delays.
Stronger Supplier Relations
Pay suppliers promptly and negotiate better terms.
Scalability
Facilities can grow as your turnover increases.
Predictability
Better control over financial planning.
Why Invoice Finance Suits the Printing & Packaging Sector
The industry’s reliance on large orders, extended credit terms, and costly equipment makes invoice finance an ideal tool.
For a small print shop, invoice finance could mean immediate access to funds tied up in a single large client invoice. For a large packaging manufacturer, it may provide ongoing support across multiple accounts, ensuring smooth operations even when major clients delay payment.
By aligning income with expenses, invoice finance gives operators the stability required to focus on productivity, innovation, and sustainability.
Why Choose MacManus Asset Finance?
At MacManus Asset Finance, we’ve spent decades supporting businesses across the printing and packaging industry. We understand the cashflow pressures that come with running a press, managing material costs, or handling large client contracts.
Working with us gives you:
- Sector Knowledge – Insight into printing and packaging finance challenges.
- Specialist Lenders – Access to funders familiar with long client credit terms.
- Tailored Facilities – Finance structured around your business size and cycle.
- Quick Approvals – Fast access to cash to keep operations moving.
- Ongoing Support – Guidance as your business grows or diversifies.
Key Takeaways
The printing and packaging industry is both vital and competitive, requiring firms to manage high costs while waiting long periods for payment. Printing & packaging invoice finance ensures businesses don’t have to struggle with these cashflow gaps. By releasing funds tied up in unpaid invoices, operators can pay suppliers, meet payroll, and invest in growth.
At MacManus Asset Finance, we arrange facilities that match the unique needs of your business, whether you’re running a small independent press or a large packaging manufacturer. Invoice finance keeps your business moving forward while you wait for clients to settle accounts.
Printing & Packaging Invoice Finance FAQs
Typically up to 90%, with the balance released when the client pays.
Yes, with invoice discounting, the facility can be kept confidential.
No, selective facilities allow you to release funds from chosen invoices only.
Yes, facilities are available for businesses of all sizes.
The facility remains in place, though extra charges may apply for extended delays.
Yes, many firms use invoice finance to manage cashflow during busy retail and food packaging periods.
Get Your FREE Invoice Finance Review
Fill out the form below or call us at 0330 027 0433 for more details
and we’ll get in touch to discuss your options.
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