Invoice Finance for
Forestry Contractors
Unlock cash from unpaid contracts or client invoices to keep teams working efficiently and projects on schedule.
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Turn Unpaid Invoices Into Cash To Maintain Forestry Operations
Forestry contractors often face long waits to be paid for completed work. Whether supplying timber to processors, delivering land management projects, or undertaking large-scale harvesting contracts, payments can take 60–90 days or more to arrive. In the meantime, contractors must continue paying staff, fuelling machinery, and maintaining equipment.
Forestry invoice finance offers a practical solution. By releasing up to 90% of the value of unpaid invoices within 24–48 hours, contractors can turn credit sales into immediate working capital. This ensures businesses remain stable, cashflow is predictable, and projects can continue without interruption.
The Cashflow Challenges in Forestry
Unlike many industries, forestry is particularly vulnerable to cashflow pressure due to:
- Extended Payment Terms – Clients such as councils or developers often pay on lengthy schedules.
- High Operating Costs – Fuel, machinery maintenance, and staff wages must be paid weekly or monthly.
- Seasonal Income – Income fluctuates depending on weather, ground conditions, and project timing.
- Upfront Expenditure – Contractors must invest in equipment and mobilisation long before payment is received.
- Growth Demands – Larger contracts require greater upfront spending.
Invoice finance bridges the gap between work completed and income received.
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How Invoice Finance Works in Forestry
The process is straightforward and designed to fit around existing operations:
Work Completed
The contractor delivers services or timber as agreed.
Invoice Issued
An invoice is raised to the client.
Finance Provider Advances Funds
Up to 90% of invoice value is released within 1–2 days.
Client Pays Invoice
The client pays on the usual terms.
Remaining Balance Released
The provider releases the remaining balance minus their fee.
This converts slow-paying invoices into a steady flow of working capital.
Types of Forestry Invoice Finance
Forestry contractors can choose between:
Factoring
The finance provider manages the sales ledger and collections.
Confidential Invoice Discounting
The contractor retains client relationships while unlocking cashflow.
Selective Invoice Finance
Only specific invoices are financed, giving flexibility.
The choice depends on whether the firm values administrative support or prefers discretion in managing client relationships.
Common Uses of Invoice Finance in Forestry
Meeting Payroll
Ensuring staff wages are paid on time.
Fuel & Maintenance Costs
Covering ongoing running expenses for machinery.
Stabilising Operations
Keeping projects moving while awaiting client payments.
Funding Growth
Supporting new contracts without waiting for previous ones to be paid.
Reducing Overdraft Reliance
Providing a more flexible alternative to traditional borrowing.
Protecting Reserves
Keeping cash in the business for emergencies or opportunities.
Benefits of Forestry Invoice Finance
Immediate Cashflow
Access funds within days of invoicing.
Flexibility
Finance can grow as turnover increases.
Reduced Stress
No more waiting months for payments.
Improved Planning
Predictable income supports better forecasting.
Growth Enablement
Take on bigger contracts with confidence.
Client Relationship Protection
Confidential facilities ensure clients are unaware of financing.
Why Invoice Finance is Essential in Forestry
Forestry firms often operate on tight margins, where cashflow gaps can halt projects or force businesses into costly borrowing. Invoice finance provides a lifeline, turning future income into present-day capital.
This stability allows contractors to pay staff, cover running costs, and invest in growth without waiting for slow-paying clients. For smaller businesses, it can mean survival; for larger firms, it provides the confidence to expand into bigger, more ambitious projects.
Why Choose MacManus Asset Finance?
At MacManus Asset Finance, we understand the specific challenges forestry contractors face. Our clients benefit from:
- Specialist Knowledge – Experience working with forestry operators and their unique cycles.
- Tailored Solutions – Facilities designed around seasonal and project-driven income.
- Wide Lender Network – Access to providers who understand timber and land management contracts.
- Fast Turnaround – Quick decisions and funding within 24–48 hours.
- Ongoing Partnership – Long-term support as your business and contracts grow.
Key Takeaways
Forestry contractors cannot afford to let cashflow hold them back. Forestry invoice finance converts unpaid invoices into immediate working capital, giving businesses the liquidity they need to keep projects moving, pay staff, and plan growth with confidence.
At MacManus Asset Finance, we provide flexible, tailored invoice finance solutions that ensure forestry businesses thrive today and prepare for tomorrow.
Forestry Invoice Finance FAQs
Within 24–48 hours of submitting an invoice.
Only if you choose factoring. Confidential options are available.
Typically up to 90% of the invoice total.
Yes, facilities can be tailored to businesses of all sizes.
Yes, selective invoice finance allows you to choose which invoices to fund.
Not necessarily — it works well alongside loans and asset finance.
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