A hydraulic equipment maintenance company based in South Wales approached MacManus Asset Finance Ltd as their existing invoice finance facility was approaching renewal.
Operating across South Wales, the business provides specialist hydraulic equipment servicing and maintenance to commercial clients. With regular invoicing cycles and ongoing contracts, maintaining strong cash flow is essential to support payroll, supplier payments, and day-to-day operations.
As an established business in South Wales, they required a reliable commercial finance partner who understood the pressures of working capital management within the engineering and maintenance sector.
The Challenge
The company’s existing invoice finance agreement in South Wales was due for renewal, but they were experiencing challenges with their current provider.
The structure of the facility no longer aligned with the company’s operational needs. Service levels and flexibility were limiting their ability to manage cash flow efficiently, placing unnecessary pressure on the business.
Without a suitable invoice finance solution in place, the South Wales firm risked disruption to working capital, potentially affecting supplier relationships and growth plans.
They needed a more responsive business funding solution that would provide greater flexibility and long-term support.
The Solution
MacManus Asset Finance Ltd conducted a full review of the company’s existing invoice finance facility and funding requirements.
Leveraging our panel of over 60 lenders, we introduced the South Wales hydraulic maintenance company to a specialist invoice finance provider with strong experience in supporting engineering and maintenance businesses.
The new invoice finance facility was structured to align with the company’s turnover and growth plans. By converting unpaid invoices into accessible working capital, the business could unlock funds tied up in its sales ledger.
As an independent broker, we ensured the solution offered competitive terms and flexibility, allowing the facility to scale alongside the company’s trading performance.
While asset finance, asset refinance, hire purchase, leasing, and plant and machinery finance are often used to fund equipment and assets, invoice finance provided the most appropriate commercial finance solution in this case — focusing specifically on cash flow optimisation rather than asset acquisition.
The Outcome
With the new invoice finance facility in place, the South Wales business successfully improved its cash flow position.
The release of working capital reduced financial pressure and enabled the company to continue operating smoothly. The business could meet its financial commitments confidently while maintaining service standards for its clients across South Wales.
By securing a more suitable business funding structure, the company is now better positioned to support future growth without being constrained by slow-paying invoices.
This case demonstrates the importance of reviewing commercial finance arrangements at renewal stage. Whether through invoice finance, asset finance, asset refinance, hire purchase, or leasing, the right funding partner can make a significant difference to operational stability and long-term growth.
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Partner with MacManus Asset Finance Ltd, an independent broker established in 2005, helping UK SMEs access tailored finance solutions. Our friendly, professional, and consultative team works across all industries and can guide you through hire purchase, leasing, and finance lease options. With access to over 60 finance companies and full FCA authorisation, we ensure your business finds the right solution for growth.
