Edinburgh Business Owners — Apply for a Loan Today

Edinburgh businesses can use loans to cover shortfalls, fix cash flow, or prepare for a busy season.

5-star Excellent Service

Home » Locations » Edinburgh » Business Loans

HELPING YOU FINANCE HIRING, STOCK, PROJECTS, OR EXPANSION

Edinburgh’s business community blends heritage with innovation — from legal firms on George Street to tech start-ups near Quartermile. Whether you’re onboarding staff, investing in systems, or preparing for a new contract, a business loan can help you take that next confident step.

We provide funding options up to £500,000 unsecured for SMEs across Edinburgh, with flexible terms tailored to your industry and plans.

Loan types include:

  • Unsecured Business Loans – Great for fast approvals with no asset backing
  • Secured Loans – Ideal for larger amounts with extended repayment periods
  • Merchant Cash Advance – Repay based on your turnover, not fixed dates
  • Short-Term Loans – Support cashflow through seasonal peaks or shortfalls

We work with both traditional banks and modern finance providers who understand the Scottish business landscape. You’ll get access to competitive rates, fast decisions, and a dedicated adviser to handle the process.

From Stockbridge cafés to industrial firms in Leith, we help Edinburgh businesses get the funding they need to grow on their own terms.

Talk to us about what’s next — and let’s secure the finance to match it.

Get in Touch with Our
Business Loan Team

Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Funding new hires, upgrading equipment, or expanding into new markets are common reasons.

Yes, we support firms across Edinburgh and the Lothians.

Yes, short-term loans are ideal for managing leaner periods while preparing for the next cycle.

Your Outsourced Business
Finance Partner

We analyze your business profile to match you with
the right finance—fast and fee-free.

Get in touch

Stay Connected on Social

macmanus-awards

Keep up to date with all the latest News
and Finance products.

MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Copyright 2025 | MacManus Asset Finance Ltd | All rights reserved.