VAT Loans in Reading Made Easy and Fast

Reading-based businesses can manage VAT deadlines more easily with short-term funding that avoids draining working capital.

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SPLIT THE COST OF YOUR VAT BILL INTO MANAGEABLE CHUNKS

Reading’s business community spans tech firms, manufacturing, and professional services, all of which face VAT deadlines that can create cashflow challenges. When quarterly VAT bills arrive, they may coincide with other business expenses, making it harder to keep cashflow steady.

A VAT loan helps Reading businesses by letting them spread VAT payments to 3 months. This approach preserves working capital for essential costs like payroll, stock, and investment, while ensuring compliance with HMRC deadlines.

Whether you run a software company in the Oracle Business Park, a retailer in the town centre, or a manufacturing firm on the outskirts, our VAT loans typically range from £10,000 up to £2,000,000 to meet your needs.

Benefits include:

  • Avoid late payment penalties and interest
  • Maintain stable cashflow during peak and slow periods
  • Fast, simple application and approval process
  • Fixed monthly repayments tailored to your cashflow cycle

We work with lenders who understand Reading’s diverse economy and fast-paced business environment. Our advisers help you find flexible VAT funding solutions that fit your situation and keep your business running smoothly.

Get a VAT Loan Quote Today

Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.

Helping UK businesses grow for over 20 years

Frequently Asked Questions

Yes, especially when project income lags behind your VAT due dates.

Yes, we work with businesses throughout Reading’s key commercial zones.

Yes, common repayment terms are 3, 6, or 12 months depending on your needs.

No, VAT loans are separate and won’t prevent you from using asset or invoice finance too.

Yes, it's an effective bridge while you wait on more permanent funding solutions.

Get a VAT Loan Quote Today

Fill out the form below or call us at 0330 027 0433 for more details

and we’ll get in touch to discuss your options.

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MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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