Oxford firms can turn waiting time into working capital by using invoice finance to free up cash stuck in bills.
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Oxford may be known for its world-class education and research, but it’s also home to a fast-growing mix of technology, healthcare, and professional service businesses. For many firms — whether you’re a biotech startup in Headington, a consultancy in Jericho, or a specialist contractor serving university estates — late client payments can create frustrating cashflow gaps.
Invoice finance lets you release up to 90% of your unpaid invoice value, often within 24 hours. It’s a smart way to meet payroll, cover operating expenses, or reinvest in R&D or new contracts — without waiting months to get paid.
We support Oxford-based businesses in:
Choose your preferred model:
Invoice Factoring – With full credit control from the lender
Confidential Invoice Discounting – Keep direct contact with your clients
Our lenders understand the unique needs of Oxford’s business scene — including the funding cycles linked to public contracts, research grants, and seasonal projects. We’ll help you choose the structure that keeps your working capital flowing.
Waiting for clients to pay? Invoice finance could be your key to uninterrupted progress.
Fill out the form below or call us at 0330 027 0433 for more details and we'll get in touch to discuss your options.
Yes, professional service firms often use it to cover operational costs while waiting for clients to pay.
Absolutely. Companies working with grants or corporate contracts use invoice finance to manage lab and staff expenses.
Yes, export invoice finance is ideal for businesses working with overseas customers.
Fill out the form below or call us at 0330 027 0433 for more details
and we’ll get in touch to discuss your options.
We analyze your business profile to match you with
the right finance—fast and fee-free.
MacManus Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 821663. MacManus Asset Finance Ltd is an authorised credit broker and not a lender. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration Z9484665 and you can check via www.ico.org.uk MacManus Asset Finance Ltd, registered at Ground Floor, Unit 5 De Clare Court, Pontygwindy Road, Caerphilly, CF83 3HU. Company Register number is 05785432. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.